Car insurance · Cape Town, South Africa · Operations

Trusting the road, not doubting the driver

Sipho leads the claims team at a car insurer in Cape Town.

Listen to the story:

The challenge

Most crash claims are honest. A few are not, and they look exactly the same. So every claim waits days for checks. Honest drivers wait for a tow truck and a payout, and his team spends its days doubting people.

How the flow works

With xMap Flows, Sipho built Witness. Witness is an AI employee: a flow of 6 blocks.

  1. When a driver reports a crash in the insurer's Telegram bot,

    A driver reports a crash (Telegram Bot event)

  2. Witness checks the live road incidents at that spot,

    Incidents at that spot (Traffic incidents)

  3. and if the road shows one there,

    Does the road agree? (Branch)

  4. sends a tow truck at once,

    Tow truck on its way (Telegram Bot)

  5. while the others wait for a handler's yes,

    A handler takes a look (Approval)

  6. and then hear back on Telegram.

    Help is coming (Telegram Bot)

What it solves

The result

Now six in ten claims match an incident on the road, and those drivers get a tow truck within minutes and their money in two days. His team looks closely at the rest, and last quarter found nine staged crashes.

Sipho's team stopped doubting everyone. Now they trust the road.

6 in 10claims matched on the road
2 daysto pay honest drivers
9staged crashes found

An illustrative scenario: the figures are modelled to show what the flow produces, not a customer's results.

The flow, block by block

  1. 1

    A driver reports a crash

    Telegram Bot event · Telegram event

    Starts the flow when something happens in Telegram Bot: a new record, a message, a change.

  2. 2

    Incidents at that spot

    Traffic incidents

    Road closures, roadworks and other incidents on online maps right now, with where they are.

  3. 3

    Does the road agree?

    Branch

    Splits items in two.

  4. 4

    Tow truck on its way

    Telegram Bot · Telegram

    Build chatbots for Telegram

  5. 5

    A handler takes a look

    Approval

    Stops the run until someone says yes.

  6. 6

    Help is coming

    Telegram Bot · Telegram

    Build chatbots for Telegram

Templates to build it

Ready-made flows with the same blocks. Open one, change the city and the kind of place, and run it.

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