Mortgage lending · Riyadh, Saudi Arabia · Data & research

The credit committee starts every week on fresh sales

Omar heads mortgage risk at one of Riyadh’s largest banks. His team signs off on thousands of home loans a year.

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The challenge

The credit committee prices risk from a valuation report that is three months old. By the time it lands, prices in the fast-growing north have moved. Two analysts spend a week each quarter pulling sales by hand, and the numbers still arrive late.

How the flow works

With xMap Flows, Omar built Ledger. Ledger is an AI employee: a flow of 6 blocks.

  1. Every Sunday at seven,

    Every Sunday at 7 (Schedule)

  2. Ledger brings in last week’s recorded property sales across Riyadh,

    Last week’s sales, Riyadh (Regional data sources)

  3. keeps the homes that sold with a price,

    Homes with a price (Filter)

  4. labels each one a small, family or large home,

    Small, family or large (Calculated field)

  5. writes what moved, district by district,

    What moved, by district (xMap LLM)

  6. and sends the committee a report before Monday’s meeting.

    The committee’s report (Make a report)

What it solves

The result

On Monday the committee reads last week, not last quarter: about nine hundred home sales, and a note that family villas in the north sold for the most per metre. Omar’s analysts spend their week on the loans, not the spreadsheets.

The committee stopped looking back a quarter. Now it starts each week on fresh sales.

900home sales read each week
7 daysold at most, not ninety
0weeks of pulling sales by hand

An illustrative scenario: the figures are modelled to show what the flow produces, not a customer's results.

The flow, block by block

  1. 1

    Every Sunday at 7

    Schedule

    Starts the flow on a timetable.

  2. 2

    Last week’s sales, Riyadh

    Regional data sources · Regional data

    xMap’s regional datasets: pick a country, then a dataset, such as real estate transactions in Saudi Arabia, property for rent or for sale listed right now in the United States, Japan and the United Arab Emirates, or Road traffic history in the United Arab Emirates (cars counted hour by hour since 2021).

  3. 3

    Homes with a price

    Filter

    Keeps only the items that match a rule.

  4. 4

    Small, family or large

    Calculated field

    Adds fields worked out from the others: a number, a text or a yes/no.

  5. 5

    What moved, by district

    xMap LLM

    Tell the AI what to do in plain words.

  6. 6

    The committee’s report

    Make a report

    Turns the items that reach it into a clean PDF report with your logo and colour: the summary an xMap LLM block wrote for the whole list, the figures, charts of kinds and cities, a map and the list.

Templates to build it

Ready-made flows with the same blocks. Open one, change the city and the kind of place, and run it.

Industries

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